Orscheln Gift Cards have no fees and never expire. Usable up to balance only to buy goods or services at Orscheln Stores. Not redeemable on the Internet. Not redeemable for cash unless required by law. Not usable for credit accounts. Not a credit or debit card. Safeguard the card. It will not be replaced or replenished if lost, stolen or used without authorization. Orscheln Farm and Home LLC is the card issuer and sole obligor to card owner. Orscheln may delegate its issuer obligations to an assignee, without recourse. If delegated, the assignee, and not Orscheln, will be sole obligor to card owner. Purchase, use or acceptance of card constitutes acceptance of these terms. For balance inquiries, click here.